Wednesday 9 April 2014

Luxury Yacht Charter to Los Angeles: City of Angels

We all have this one wish to walk down the Hollywood Walk of Fame with our favorite and most revered stars, eat at plush restaurants, sunbathe on majestic beaches and visit the most enthralling landmarks that Los Angeles has in store for us. The City of Angels, as it is popularly known, is home to the most elite Hollywood personalities who have ever walked the face of earth. But there is more to this place than meets the eye.

Los Angeles is a great destination to include on your trip aboard a private yacht charter and always been a hub for tourists from all corners of the world because of its exuberant and classy lifestyle.

Quick facts about Los Angeles

Los Angeles is the second largest city of US and the largest city in California with a population of over 3.8 million. Furthermore, LA is always deemed as an Alpha World City where people from diverse cultures reside and over 224 languages are spoken. LA not only boasts of the entertainment industry but is home to surfeit of upmarket industries including education, international trade, fashion, business, science, technology and media. Through my many trips to LA and with the company y.achts I've noticed that the economy of Los Angeles is always booming and it is in fact revered as one of the primary drivers of the growth in US in terms of its economy.



Landmarks for tourists in LA

There are plenty of places to visit in Los Angeles.

Downtown to the Westside

You can go for a long walk on the Northeast side of LA where Highland Park and Eagle Rock are located. Furthermore, you can take a cab to the South Central which is thronged by thousands of tourists on a daily basis. For those who possess a penchant for bird-watching, the Harbor Area is the perfect retreat. Additionally, you can plan a trip to the Cresenta Valley and San Fernando Valley.



Hollywood

Last but not the least; Hollywood is the place to be. If you are planning a 7-day trip to Los Angeles, then keep at least two full days for Hollywood as it is one of the most spectacular places in the city thronged by Hollywood actors and actresses. You might just cross paths with Bruce Willis or sit adjacent to Jennifer Aniston at a café.

So plan a long trip to the City of Angels while you sail around the world aboard your luxury yacht charter holiday and make sure that you have an idea about all the places that you have to visit. A great tip is to ask the local residents for the best places to visit/eat in and around LA.

Tuesday 8 April 2014

Life Insurance 101: Common Mistakes when Purchasing a Life Insurance Package (and How to Avoid Them)

One of the wisest things that you can do as an adult is to invest in a life insurance policy. However, there are certain commonplace mistakes that people commit when they do so, thus jeopardizing their chance to maximize their insurance benefits.

policies that do not require medical examination


Here are some of the most common mistakes that people unknowingly commit when they sign up for a life insurance package. Go through the following items before you buy a policy and see to it that you avoid making the same mishaps.

Using your Children as Main Beneficiaries

While it is normal for parents to secure their children’s future, you should make sure that you do not name an underage child as your primary beneficiary. Children usually lack the mental and emotional maturity that is required to be responsible in using insurance benefits. In case of a parent’s untimely passing, a child is usually left with benefits that he does not know how to utilize. To be on the safe side, name as adult as your main beneficiary. Use your spouse or your closest adult relative. This way, if something unfortunate happens, you will be able to ensure that your whole family, even your youngest child, will be well taken care of.

Buying Medically Underwritten Insurance

People often take a shortcut and buy life insurance policies that do not require medical examination. While it will surely be easier to purchase a medically underwritten policy, doing so will limit the benefits that your beneficiaries will receive is you pass on unexpectedly. Insurance policies that do not require medical certificates are also usually more expensive. Take the right route and buy a policy that will detail and cover any existing condition that you might have. Undergo medical examination if required. This will give you peace of mind in knowing that all of your future health expenses will be covered by your policy. Doing so will also be more affordable and more worth it in the long run.

Signing without Reading the Fine Print

As a rule, you should carefully read through any piece of document before you sign the dotted line. While this rule sounds simple, there are people who purchase life insurance policies without reading the fine print. Protect yourself and your family by carefully reading through all the provisions of your policy. If you notice that something is amiss, then talk to your insurance agent and try to negotiate your terms.

Submitting an Application without Reviewing It

People often make the mistake of buying a life insurance policy without reading over their insurance application prior to submission. As a result, they need to go through an arduous process of re-filling and policy adjustment, just so they can ensure that their families and loved ones will be able to maximize the benefits of their life plan.

Keep yourself from going through the same ordeal by reviewing your application before handing it over to your agent. Make sure that every letter is in place. A quick read-through may just save you from having to re-negotiate your life insurance benefits and beneficiaries.